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J Trust Bank provides a wide range of business loan solutions to support business growth, including small and medium enterprises. With options such as Working Capital Loan (KMK), Overdraft Loan (KRK), Demand Loan (KAP), and various other credit facilities, we offer loan solutions tailored to meet your business's financial needs.

Working Capital Loan

Short-term loan facilities are provided as working capital credit, with a financing scheme that can be tailored to meet your business development needs.
Apply Working Capital Loan now!
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Current Account Loan (Rekening Koran)

Current Account Credit is a short-term loan and can be extended. This product offers flexibility where withdrawals can be made at any time using a document (check/giro bill)
Apply Current Account Loan (Rekening Koran) now!
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Demand Loan

Short-term loan facilities are available to finance working capital needs and other general company requirements, featuring a flexible repayment schedule.
Apply Demand Loan now!
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Term Installment Loan

Term Installment Loan (KAB) is a long-term working capital financing facility provided according to the approved tenure, with repayment made in installments.
Apply Term Installment Loan Now!
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Multifinance Executing Loan

A loan facility provided by J Trust Bank to finance the purchase of goods or vehicles, whether new or used, with repayment made in installments.
Apply Multifinance Executing Loan Now!
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Heavy Equipment Investment Loan

Heavy equipment investment credit is a credit facility from J Trust Bank in the form of a cash loan in rupiah currency for financing the purchase or procurement of heavy equipment.
Apply Heavy Equipment Investment Loan Now!
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Investment Loan (KIN)

Pemberian kredit untuk tujuan investasi jangka panjang dalam mata uang IDR & USD dengan skema angsuran.
Apply Investment Loan Now!
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Special Promo for Loyal Customers!

Our latest bank product promotions are here for you! Enjoy savings, deposits, checking accounts, and various other programs to gain a wide range of benefits!

Program JPro Bundling Combo

Program JPro Bundling Combo

End date at 31 Jul 2025
Program Tabungan Imlek 2025 (My Hoki Angpao)

Program Tabungan Imlek 2025 (My Hoki Angpao)

End date at 28 Feb 2025
Program Tora Blue Ocean Savings

Program Tora Blue Ocean Savings

End date at 01 Dec 2025
Program Tabungan Tora Persija

Program Tabungan Tora Persija

End date at 07 Sep 2025
J Trust Bank's Internet Banking and Mobile Banking is here with a new look and more complete services. Please access the E-Banking menu to get the latest J Trust Bank mobile banking and internet banking Dear customers of PT Bank JTrust Indonesia Tbk.  Be careful of fraud via telephone/Whatsapp application/advertising on social media on behalf of PT Bank JTrust Indonesia Tbk. or J Trust Bank, as well as offering J Trust Bank products, which in turn are subject to a monthly subscription fee and request a one time password (OTP) code or customer personal identification number (PIN). Beware, beware of fake links! Do not access links/links with requests to fill in customer's personal data, ask for OTP and PIN codes.