Deposito Rupiah J Trust

• Interest earned on daily balance (based on the account balance).
• Higher interest rate.
• Cheap minimum deposit.

J Trust Rupiah CD is a savings certificate in Rupiah with a fixed maturity date with the highest return than any other savings and checking accounts. This account restrict access to the funds until the maturity date of the investment as mutually agreed between the Cuctomers and the Bank. Although it is still possible to withdraw money from this account prior to maturity date, this action will incure Early Withdrawal Penalty.

• Accounts in the name of individuals/non-individuals (including joint accounts (X or Y)).
• For Indonesian Citizens: e-KTP with NIK registered in the Population Administration Information System and NPWP.
• For Foreign Citizens: Passport & KITAS/KITAP & Tax Identification Number (TIN)
• Company: e-KTP with NIK registered in the Population Administration Information System, authorized official, NPWP, SIUP/Business License Number/Business Identification Number (NIB), Deed of Establishment and/or Company Articles of Association
• Resident Documents such as: Family Card, Certificate of Domicile, Letter of Reference/Work Statement.
• Filling in form:
  • - Customer Data (if you are a J Trust Bank customer for the first time)
  • - Account Opening (if you are going to open an account according to the product)
• Fill out and sign the Sample Signature Card.
• The minimum nominal placement is Rp8.000.000,-.
• Attractive and competitive interest.
• Available in terms of 1,2,3, 4, 5, 6, 7, 8, 9, 10, 11 and 12 months.
• Get Principal Roll Over; Tree + Flower.
• For Principal Roll Over, interest is transferred to an account at J Trust Bank every month.

• Stamp Duty when opening and closing an account (if applicable)
• Early Withdrawal Penalty.
• Tax on savings interest.

• Withdrawal available only at the opening branch and shall be applied by the account holder by returning the Certificate of Deposit.
• Certificate of Deposit is non-transferrable.
• Depositor shall already opened/is having a savings/checking account with the Bank as the receiving account of any interest earned from a Certificate of Deposit.
• Any joint account will be treated as a personal account "OR".
• Interest rate is a subject to market mechanism and the customers will be updated accordingly.
• Any pledged Certificate of Deposit is not mature until all obligations is fulfilled.
• In case of discrepancy between the entries in the Passbook and Bank Records, the latter shall prevail.