News Update
Friday, 12 Aug 2022
As published on the attitude of your page.ojk.go.id with the article title "Let's Save, Realize Financial Independence", what is meant by financial independence is a condition where we are able to fulfill our daily needs and even realize what we want independently according to our financial condition. that we have. These needs are very diverse, ranging from long-term needs such as pension funds and education funds or even short-term needs such as preparing for childbirth, filling a house or owning a new device.
In line with this, during July 2022 J Trust Bank Pontianak, Samarinda, Karawang, Makassar, and Jakarta branches simultaneously carried out various product marketing activities accompanied by public education activities about the importance of having savings and saving in banks. On this occasion, J Trust Bank marketed one of the leading savings products, namely the J Trust Plan Savings, (https://www.jtrustbank.co.id/id/personal/kemanan/tabung-kode-j-trust). The J Trust Plan Savings is a savings account with a fixed deposit amount per month for a certain period of time. This savings aims to save in a disciplined manner so that the desires/plans that have been set can be achieved.
Four important financial independence to know
1.Financial independence to fulfill hobbiesHobbies often require a lot of money, such as photography, automotive, and traveling. To ensure that the funds needed for hobbies are still available, it is wise to set aside money consistently so that what you want can be achieved. Of course, this ensures that other necessities of life are not disturbed.
2.Financial independence for urgent needsThe Covid-19 pandemic teaches that situations and conditions can seriously deteriorate beyond our control. Therefore, it is highly recommended to have an emergency fund of at least 3x of the total monthly expenses and to be placed in easy-to-disburse financial products such as savings, time deposits or money market mutual funds.
3. Financial independence for education
Education is a basic need both formal and informal, but the cost of education has increased quite high every year. Therefore, regular savings for education funds need to be prepared in advance so that they are not burdensome in the future.
4. Financial independence in retirement
Having a retirement fund is one of the efforts to live old age by being more financially independent and can break the sandwich generation situation. Therefore, it is highly recommended to save regularly in addition to having several other instruments such as gold savings etc.
What are you waiting for, let's open a savings account and take advantage of the various savings products from J Trust Bank to achieve your dreams and plans.
