![Saptono A. Irawan](/theme/Site/img/2024/sevp_evp/Saptono.jpg)
Saptono A. Irawan
Career & Educational Background
Appointed as Business Banking Senior Executive Vice President at PT Bank J Trust Indonesia Tbk
in July 2021. He has gained experience and career in national and international financial
institutions namely in 2017 - 2021 as Assistant Director of Corporate Banking at
PT Bank Shinhan Indonesia, in 2010-2017 at Corporate Banking PT Bank Maybank Indonesia Tbk
and previously in 2006 - 2010 at PT Bank Rabobank Indonesia, Global Banking and M &A.
In addition, in 2001 – 2006 he pursued his career at banking investment PT Danareksa
Sekuritas and in 1993 – 2000 at the Asian Development Bank in Manila, Philippines.
He completed his MBA program at Manuel Luis Quezon University in Manila, Philippines.
![Bijono Waliman](/theme/Site/img/2024/sevp_evp/bijono.jpg)
Bijono Waliman
Career & Educational Background
Joined in 2019 and currently serves as the Executive Vice President of Operation & Human Capital at
PT Bank JTrust Indonesia Tbk. He has extensive experience and a career in finance, having held positions
such as Vice President at Citibank NA (1982–1990), Executive Vice President at Subentra Group (1990–1991),
Commissioner (1992–1993) and Director (1993–1997) at PT Bank Subentra, Group Executive Director at
PT Aneka Kimia Raya Tbk (1997–1998), Vice President at Citibank NA (1998–2004), Senior Vice President (2004–2009)
and Executive Vice President at PT Bank Danamon Tbk (2009–2013), Finance Director at PT AKR Corporindo Tbk (2013–2015),
Executive Vice President at PT Samuel International (2015–2017), President Commissioner at PT Bima Multi Finance (2018–2019),
and Director at J Trust Bank (2019–2022).
He holds a Diplom Ingenieur degree in Electrical Engineering from the University of Bochum (1976) and a Master of Business
Administration from Delft University (1981).
![Agus Syabarrudin](/theme/Site/img/2024/sevp_evp/Agus.jpg)
Agus Syabarrudin
Career & Educational Background
Joined in April 2023 and currently serves as the Executive Vice President of Retail Banking at PT Bank JTrust Indonesia Tbk.
He has extensive experience and a broad career in the banking industry, including serving as President Director of
PT Bank Pembangunan Daerah Banten Tbk from 2021 to 2022 and holding various positions at Bank Kalsel from 2017 to 2021,
culminating in his role as President Director. Additionally, he served as Commissioner at PT AMC from 2014 to 2017
and held various positions in the Sharia Business Unit of PT Bank Danamon Indonesia Tbk from 2006 to 2014, as well
as in several other banks in previous years. He holds a Doctoral (S3) degree from Lambung Mangkurat University, Banjarmasin,
and a Master’s (S2) degree from the University of Indonesia.
![Ong Pey Fang](/theme/Site/img/2024/sevp_evp/Pey.jpg)
Ong Pey Fang
Career & Educational Background
Joined in 2019 and currently serves as the Executive Vice President of Corporate Secretary &
Credit Portfolio Monitoring at PT Bank JTrust Indonesia Tbk. She previously held the position of Compliance
Head (Executive Vice President) at PT Commonwealth Bank Indonesia from 2017 to 2018 and Compliance Head (EVP)
at PT Danamon Indonesia, Tbk from 2009 to 2017. She also built her career as Business Support Head (Vice President)
at ABN Amro NV Indonesia from 2006 to 2009.
She earned a **Bachelor of Business in Accountancy (with distinction)** from the Royal Melbourne Institute
of Technology, Melbourne, Australia, in 1988.
![Novy Angela Andow](/theme/Site/img/2024/sevp_evp/Novi.jpg)
Novy Angela Andow
Career & Educational Background
Appointed as Treasury Executive Vice President of PT Bank J Trust Indonesia Tbk since 2019. Previously,
she worked in PT Bank QNB Indonesia as Treasury Sales Head in 2014-2015 with latest
position as Head of Treasury of PT Bank QNB Indonesia in 2015-2018. She once worked
in the Royal Bank of Scotland as Corporate Risk Solution Director in the 2009-2013 period.
She received Bachelor of Economics degree in Management from Atmajaya University in 1994.
![Agung Subagiyo](/theme/Site/img/2024/sevp_evp/Agung.jpg)
Agung Subagiyo
Career & Educational Background
Appointed as Business Linkage and Commercial Executive Vice President of PT Bank J Trust Indonesia Tbk since 2019.
Previously, he was the Special Asset Management Division Head and Corporate Secretary Division
Head of PT Bank J Trust Indonesia Tbk. since 2018. He had a career in PT Bank Nusantara Parahyangan
Tbk from 1999 to 2017, with last position as Deputy Director. He obtained Bachelor of Economics
from STIE Indonesia Membangun in 2007 and Bachelor of Laws from STIH Dharma Andigha Bogor in 2018.
Then, he received Master of Human Resources Management from Bina Sarana Informasi University,
Bandung, in 2011.
![Nobuyuki Wake](/theme/Site/img/2024/sevp_evp/Wake.jpg)
Nobuyuki Wake
Career & Educational Background
Appointed as Executive Vice President Credit Risk Reviewer of PT Bank J Trust Indonesia Tbk from September, 2022.
Has 26 years of experience in the finance and financing industry, especially in credit evaluations
and managing non-performing loans. From March 2019 until August 2021he was appointed as President
Director of JT Capital Co., Ltd., in South Korea and he had 7 years of career from 2014 to 2021
at JT Chinae Savings Bank, Ltd., South Korea with various placements. Beforehand, he had 8 years
of career in Japan with various companies. He earned his Bachelor of Economy from Ritsumeikan
University, Kusatsu, Shiga, Japan in 1996.